21 11

Head of Credit

Banque / Assurances / Finance Marché Postuler

As the Head of Credit you’ll have the overall responsibility for credit decisions for the Bank’s Corporate and Retail clients, working in alignment with the relevant credit teams and committees. You’ll have the support of an experienced team of Credit Officers and manage a wide variety of stakeholders in both front office and across Credit Risk department.

Essentially you’ll be:

  • Reviewing, approving, declining or recommending to appropriate higher authority, corporate credit applications for new originations, renewals or modification of existing loans terms and conditions

  • Reviewing and analyzing Retail loans and Loans’ Product programs to ensure that accepted underwriting standards are complied with

  • Responsible for the quality of loans including Watchlist loans, loan delinquencies and monitoring of classified loans

  • Responsible for enforcing the bank’s credit policies and procedures to mitigate risk and ensuring alignment to the Central Bank regulation

  • Continuously monitoring loans, to ensure annual reviews are well documented and risk ratings are accurate, identifying deteriorating credits and taking appropriate action to mitigate risk and communicate performance and concerns to top management.

  • Participating in defining the bank’s risk appetite

  • Supervising and coaching a team of Wholesale credit officers and Retail Banking underwriters

You will be reporting to the bank’s chief credit and risk officer

Qualifications:

  • Banking/Finance or Economics degree or equivalent

  • Master or certification in accountancy and/or finance, business or economics.

Knowledge, Skills and Abilities:

  • Minimum 10 years of relevant experience in financial analysis and credit assessment in Banking

  • Fluency in French, English and Arabic

  • Excellent verbal and written communication skills

  • Professionalism, capacity to analyze and synthesize

  • Problem solving and strategic thinking

  • Excellent interpersonal and communication skills

  • Ability to work under pressure and to meet tight deadlines

  • Independent.


Postuler

Publié le :
2017-11-21

Lieu :
Tunis, Tunisie

Société :

Type :
CDI

Expérience :
Plus que 10 ans

Etude :
Bac + 4
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